OneScore: Credit Score Insight

 OneScore: Credit Score Insight : OneScore is here to simplify credit management like never before.

But that’s not all – we’re excited to announce the launch of One InstaLoan, a new personal loan product offered in partnership with Federal Bank. With One InstaLoan, you can get quick and easy access to the funds you need, with minimal hassle and a seamless application process. Trust us to help you manage your credit and financial needs with ease and convenience.

1. Check Your Credit Report. …

2. Make Corrections to Errors. …

3. Note Your Credit Utilization Ratio. …

4. Don’t keep applying for credit if rejected. …

5. Keep the frequency of applications low. …

6. Pay your loans. …

7. Pay your credit cards on time. …

8. Don’t settle loans and credit cards.

Take charge of your credit health with OneScore

Check out your credit score and credit report on the go

Apply for Personal Loan & get the amount disbursed instantly

Monitor all your loan and credit accounts under one tab

Set up reminders for bill payments & EMIs

Get personalised insights on how to manage your credit

Understand the factors that affect your score

Learn A-Z of credit management & be prepared for any major milestone in life

Free Experian & CIBIL Score

Check your Experian & CIBIL score in an instant for free. No spam, no ads. Just your credit score delivered in an instant.

Alerts on new credit score changes

Get notified about changes in your score in real time. Stay in charge of your credit score by seeing what potential lenders may see.

Find out why

OneScore 2.0 keeps you informed about your credit score every step of the way. The ‘Find out why feature’ analyses your data and tells you all the reasons why your credit score has changed.

Credit Score planner

Building a credit score is now easier with the score planner. It doesn’t matter where you are on your credit journey, the score planner will tell you just the steps you need to manage your credit better.

Credit Score Simulator

If you don’t have a credit score yet, OneScore 2.0 gives you an opportunity to learn the credit moves that can take your credit score to the next level. Simulate your credit score and get suggestions on how to get started with your credit journey the perfect way.

My loans

The all-new features OneScore 2.0 will give you a bird’s eye view of all loan & credit card accounts. You’ll be able to set reminders, view your repayment history, and all other crucial details on all your accounts.

Report errors

Seeing an incorrect entry on your credit history? Worry not, now you can report any error in your credit record with a simple click.

Customers applying for a Personal Loan should make note of the below :

• Lending partner: Federal Bank
• Minimum tenure: 12 Months
• Annual Percentage Rate (APR): 12.5% to 19%
• Processing fees: 1.5% To 2.5% (Rs. 999 being the Minimum).

on a personal loan of Rs. 50,000 at an interest rate of 13.5% with repayment tenure of 4 years, the EMI will be Rs. 1,489. The amount disbursed working would be:

1. Loan Amount : Rs.55,000

2. Processing Fees : (Rs.999)

Broken Period Interest : (Rs. 244.11) (BPI is calculated on the basis of the interest up to the EMI date from the time the loan is disbursed)

4. GST on Processing Fees : (Rs.179.82)

 

5. Amount Disbursed to customer: Rs.53,577

OneScore: Credit Score

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App Source From: Google Play